Car Insurance Northern Ireland

Car Insurance

Car Insurance Northern Ireland

Car Insurance

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We also offer a telematics car insurance policy to suit your needs

We offer 2 comprehensive car insurance
products to suit your needs

Our telematics car insurance, also known as black box insurance offers incredible discounts for young and new drivers, aged 25 or under!

Here’s the deal. If you drive better, we’ll drive down your premiums.

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How does Black Box Insurance work?

It’s no secret that young drivers have the highest number of accidents. But not all young drivers are the same. Using telematics technology the its4women black box constantly measures the big five risk factors for young drivers:

Monitoring your driving helps you to improve your driving
performance, helping us to lower your renewal premium.

Learn more

Get a quote,
renew and amend
your policy 24/7

Over 130,000 people have trusted its4women with
their insurance. There’s one simple reason for that. its4women lets
you sort your insurance straight away. 24/7, 365 days a year.

Over 130,000 people have trusted its4women with their insurance. There’s one simple reason for that. its4women lets you sort your insurance straight away. 24/7, 365 days a year.

There’s no waiting around to talk to anyone. No need to
make a call. Get a quote, renew your policy or add new drivers
- everything you need to sort your car insurance - everything
you have to get done, can be sorted now.
So you can get back
to whatever you’re doing.

There’s no waiting around to talk to anyone. No need to make a call. Get a quote, renew your policy or add new drivers - everything you need to sort your car insurance - everything you have to get done, can be sorted now. So you can get back to whatever you’re doing.

Car Insurance Renewal

1

Car insurance
that’s designed
here, for here

Our insurance is designed here
for drivers in Northern Ireland.

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2

Car insurance
that brings you
big savings

Insure with us and you could receive
up to 65% No Claims Bonus discount.

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Car Insurance Quotes Northern Ireland
Car Insurance Online NI

3

Car Insurance that
includes Step-back Bonus
Protection.

Our policies include Step-back bonus protection
that lets you step back your No Claims
Bonus rather than lose it if you have an
accident and New Car Replacement.

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4

And most important...
breakdown cover
anytime, anywhere*

Our premier plus policies give you breakdown assistance
*anywhere in the Republic of Ireland, Northern Ireland
and Great Britain!

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Cheap Car Insurance Northern Ireland
Cheap Car Insurance NI

Our insurance
at a glance

Swipe left to view all table contents

Premier Telematics
Standard Compulsory Excess £300 - Premier Plus
£150 - Premier
£300
Accidental Damage
Death or Bodily Injury
Damage to Third Party Property
Comprehensive Cover
Legal Liability to others
Fire and Lightning
Theft and/or Attempted Theft
Malicious Damage
Towage and Storage
New Car Replacement
Audio and Visual Equipment
Replacement Locks
Personal Accident Cover
Personal Belongings Cover
Step Back No Claims Bonus
Medical Expenses
Fire Brigade Charges
Foreign Travel
Approved Repairer Scheme
Breakdown Assistance Premier Plus Telematics Plus
Homestart Premier Plus Telematics Plus
Telematics Policies
Device Type Fitted Box
Mileage Based
Limits will apply. Please refer to your policy booklet.

For full information
on policies, you can view
the documents below

Policy Download

Breakdown Cover
Document

Premier Policies

Telematics
Policy Download

Full Policy Document

Premier Policies

Telematics
Policy Download

Insurance Product
Information Document

Premier Policies

Telematics

Need more information?

Find your answer among some of
the common questions our new customers have:

Find your answer among some of the common questions our new customers have:

Its4women.co.uk underwritten by American International Group UK Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England: company number 10737370. Registered address: The AIG Building, 58 Fenchurch Street, London EC3M 4AB.

It’s easy! Simply scan and upload your documents to your secure online account. From here, you can monitor our progress. We estimate allowing 72 hours for documents to be processed. You will receive an email either confirming receipt of the documents or details of any outstanding issues.

Upload Documents

All of our Premier Plus and Telematics Plus policies give you breakdown assistance in the Republic of Ireland, Northern Ireland and Great Britain. T&C’s apply. Our cover includes:

 Cover  Details
Home Start Assistance If your vehicle breaks down, we will send a recovery operator to assist you. Up to one hour’s free labour will be provided, in situ, if on the spot repairs can be made to your vehicle. If your vehicle cannot be repaired in situ, we will arrange to tow it to the nearest garage or to your own garage, if closer
Roadside Assistance If your vehicle breaks down or is involved in an accident away from your home, we will send a recovery operator to assist you. We will provide up to one hour’s free labour at the roadside, however, if your vehicle cannot be repaired on the spot, we will arrange to tow it to the nearest garage, recovery yard or your home, if closer
Punctures If your vehicle suffers a puncture whilst driving, we will assist with the replacement of your vehicle’s tyre, provided you have a suitable replacement available with the vehicle.
Locked/Lost Keys If the keys to your vehicle are lost or locked in the vehicle, we will take your vehicle to the nearest secure premises whilst endeavours are made to access the vehicle or obtain alternative keys or by you to obtain alternative keys
Petrol Shortages In the event your vehicle is immobilised due to a fuel shortage or the wrong fuel used, we will transport your vehicle to the nearest petrol station or garage to remedy the cause.
Mainland Europe Emergency Cover (Cash Benefit) In the event your vehicle suffers a breakdown incident or is involved in an accident in mainland Europe, the police, when contacted by you will usually arrange for a suitable recovery agent to assist you. You will usually be asked to settle the bill at the time of the recovery. To avail of the benefits under this section, retain the invoice and forward same together with a brief description of the incident to MIS. Please note the maximum we will pay under this section is £250 or equivalent.
Message Relay We will relay on your behalf up to two urgent messages to worried friends, relatives or employers following any unforeseen delay due to a breakdown incident.
Additional Rescue Cover If your vehicle cannot be repaired within a reasonable period of time, we will provide either of the following benefits:
  • A replacement vehicle for up to 48 hours subject to availability, or;
  • Overnight accommodation i.e. the cost of overnight accommodation including breakfast in a local hotel whilst you wait for the repairs to your vehicle to be completed. The breakdown incident must have occurred more than 60 miles from your home. This additional cover extends to the United Kingdom and the Republic of Ireland and the maximum we will pay in providing these additional benefits is £175 or equivalent. If you are required to settle a hotel account, please retain the receipt and forward to MIS Claims on your return. We will only be responsible for the cost of accommodation including breakfast. Any other meals, drinks or other costs will be the responsibility of the customer. The benefits in this section are only provided following a substantial mechanical or electrical breakdown.
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Your No Claims Bonus is emailed to you along with your Renewal Notice 28 days before your current policy is due to expire. During this time, it will be available via your Online Portal, under the “My Documents” section.

If your policy has expired, you can access your documentation under the “My Closed Policies” section of your Online Portal

View/Request my Documents

If you’re an existing customer you can make quick and easy changes to your policy via the ‘Manage my policy’ section. You make changes such as update your personal information, add a driver, change your car or add a temporary vehicle.

Amend my policy

Comprehensive Premier / Premier Plus

A ‘Driving Other Cars Extension’ provides third party only* cover in the event of an emergency for you, the policyholder to drive another private car which you do not own or have not hired or leased. If you are eligible for this extension, it will be outlined on your certificate of motor insurance. The following terms and conditions apply:

  1. The vehicle is not owned by your employer or hired to them under a hire-purchase or lease agreement;
  2. You currently hold a full European Union (EU) licence;
  3. The use of the vehicle is covered in the certificate of motor insurance;
  4. Cover is not provided by any other insurance;
  5. You have the owner’s permission to drive the vehicle;
  6. The vehicle you wish to drive is currently insured by the owner;
  7. You are not connected in any way with the Motor or Licence Trade;
  8. The vehicle is in a roadworthy condition, holding a valid MOT certificate; and
  9. You still have your vehicle which it is not damaged beyond cost-effective repair;
  10. The vehicle driven must be of the same size and cylinder capacity as the insured vehicle or alternatively no higher than a 2000cc vehicle.

This extension applies while being driven within the territorial limits and only to private passenger vehicles. It does not include:

  1. Vans
  2. Car - Vans
  3. Jeep - type vehicles with no seats in the back; or
  4. Vans adapted to carry passengers

*Third Party Only - liability to a third party for death, injury or damage to their vehicle or property.

Telematics Policy Holders

Only in the event of an emergency and provided that the policy schedule and your certificate of motor insurance says so, we will also cover you, for your liability to other people while you are driving any other private motor car which you do not own or have not hired or leased. See Terms of Business for full details.

It is a well known fact that speeding is a major contributory factor to road accidents. Whilst going slightly over the speed limit from time to time will not affect your policy, persistent or excessive speeding will impact your driving score, and that will limit your ability to earn "Reward Miles" and will also lead to your insurance premium rising at renewal.

Dangerous speeds are treated seriously. Driving at/or over 80mph would probably result in an instant ban if you were caught by the Police and we believe that, as this is a policy aimed at safe drivers, anyone driving at such an illegally high speed is not suitable for such a product. As a result we would write to you and provide you with seven days’ notice of cancellation before your policy is terminated.

When purchasing the telematics insurance policy you need to consider how many miles you will drive per annum. We would recommend that you purchase the required number of “Policy miles” at inception taking into consideration “Reward miles”.

Already one of us?

If you’re already insured with it4women and need
help with something you will find the answer in our
help centre. Its’s easy to sort it now.

Help Centre
Its4women Current Customers

Already one of us?

If you’re already insured with it4women and need
help with something you will find the answer in our
help centre. Its’s easy to sort it now.

Help Centre
Its4women Current Customers

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